INTERNATIONAL JOURNAL OF SCIENTIFIC DEVELOPMENT AND RESEARCH International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2455-2631 | Impact factor: 8.15 | ESTD Year: 2016
open access , Peer-reviewed, and Refereed Journals, Impact factor 8.15
The Impact of External And Internal Factors On The Financial Performance Of BPRS In The East Java Region
Authors Name:
WIDYA TRI MAULIYANA
, INTAN NURUL AWWALIYAH , ISTI FADAH
Unique Id:
IJSDR2305373
Published In:
Volume 8 Issue 5, May-2023
Abstract:
Improving financial performance is a process of achieving the main objectives of BPRS through effective and efficient operational activities. Financial performance is important to evaluate in the continuity of operational activities of Islamic banks in maximizing profits. The existence of BPRS has an influence on the development of Micro, Small and Medium Enterprises (UMKM) around remote areas because the procedures and financing schemes adjust to the relatively simple conditions of the community. Factors that become problems of competition, capital, poor management and so on that cause the level of financial performance to decline. Maximum Islamic bank financial performance can be achieved with internal factors and external factors. The results of this study indicate that CAR, FDR, and inflation have no significant effect on ROA. The BOPO variable has a significant effect on ROA. The NPF variable is able to mediate FDR, BOPO, inflation against ROA. Meanwhile, the NPF variable does not mediate CAR on ROA.
"The Impact of External And Internal Factors On The Financial Performance Of BPRS In The East Java Region", International Journal of Science & Engineering Development Research (www.ijsdr.org), ISSN:2455-2631, Vol.8, Issue 5, page no.2361 - 2374, May-2023, Available :http://www.ijsdr.org/papers/IJSDR2305373.pdf
Downloads:
000337068
Publication Details:
Published Paper ID: IJSDR2305373
Registration ID:206929
Published In: Volume 8 Issue 5, May-2023
DOI (Digital Object Identifier): http://doi.one/10.1729/Journal.34736
Page No: 2361 - 2374
Publisher: IJSDR | www.ijsdr.org
ISSN Number: 2455-2631
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