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ISSN Approved Journal No: 2455-2631 | Impact factor: 8.15 | ESTD Year: 2016
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Paper Title:	Non-performing assets (NPA): Its impact on the Indian banking sector
Authors Name:	Savita Patil , -
Unique Id:	IJSDR2308031
Published In:	Volume 8 Issue 8, August-2023
Abstract:	Non-performing assets (NPA): Its impact on the Indian banking sector *Smt. Savita Patil ABSTRACT The banking sector plays an important role in the Indian economy. The banking sector's performance can be measured by assessing the bad loans which cannot be recovered. The level of NPAs indicates the soundness of the banking sector. The purpose of this research is to examine the role of the different banks in managing and controlling the NPAs through the various recovery mechanisms. This paper identifies the reasons on occurring of NPAs in the Indian banking industry and finds out existing monitoring systems and credit appraisals to control the NPAs. The information will be useful for investors as the issue of poor loans causes the NPAs and to know its impact on the profitability of the banks and thereby the future prospects of the banking sector. The main objectives of this paper;  To examine the gross NPAs and incidence of NPAs.  To measure the trends of NPAs in the Indian banking sector.  Further, the paper also attempts to study adherence to the guidelines and directions issued by the RBI from time to time. Keywords: NPAs review mechanisms, GNPA, CAR, and PCR percentage ratio.
Keywords:	Keywords: NPAs review mechanisms, GNPA, CAR, and PCR percentage ratio.
Cite Article:	"Non-performing assets (NPA): Its impact on the Indian banking sector ", International Journal of Science & Engineering Development Research (www.ijsdr.org), ISSN:2455-2631, Vol.8, Issue 8, page no.218 - 223, August-2023, Available :http://www.ijsdr.org/papers/IJSDR2308031.pdf
Downloads:	000338721
Publication Details:	Published Paper ID: IJSDR2308031 Registration ID:208112 Published In: Volume 8 Issue 8, August-2023 DOI (Digital Object Identifier): Page No: 218 - 223 Publisher: IJSDR \| www.ijsdr.org ISSN Number: 2455-2631

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