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INTERNATIONAL JOURNAL OF SCIENTIFIC DEVELOPMENT AND RESEARCH International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2455-2631 | Impact factor: 8.15 | ESTD Year: 2016 open access , Peer-reviewed, and Refereed Journals, Impact factor 8.15 |
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| Paper Title: | A Study of Investment Behavior of Salaried Class Employees Working in Public Sector: With Special Reference to Jhansi District |
| Authors Name: | Dr. GAZALA AHMAD |
| Unique Id: | IJSDR2309093 |
| Published In: | Volume 8 Issue 9, September-2023 |
| Abstract: | The study underscores the intrinsic relationship between saving and investment, emphasizing their interdependence in the financial landscape. Savings serve as the foundation for investment, while investment activities enable savings to grow and contribute to the circular flow of capital within the economy. This symbiotic relationship is crucial for understanding personal finance and the broader economic system. In this research paper, the authors aim to explore the investment behavior of salaried class employees working in public sector. This group comprises employees working in various public sector organizations. The primary motivation for selecting them is to investigate how individuals with modest incomes manage their investments, particularly in the context of significant expenses they may incur. The study seeks to address several key questions concerning the preferences of these employees regarding various investment instruments. It specifically focuses on investment options such as real estate, bank deposits, mutual funds, and financial markets, including the money market and capital market. The research endeavors to uncover the investment patterns observed within this income group and the underlying objectives guiding their choice of particular investment instruments. The study scrutinizes their preferences for different investment avenues, their investment patterns, and the motives guiding their selection of specific investment instruments. Additionally, the study explores their ability to manage expenses and savings, and other factors that influence their investment decisions. Through this investigation, the authors aim to shed light on the unique challenges and strategies adopted by the salaried class employees in managing their investments amidst the demands of daily life. |
| Keywords: | Savings, Investment, Mutual Funds, Behaviour, Bank deposits, Investment Patterns, Avenues |
| Cite Article: | "A Study of Investment Behavior of Salaried Class Employees Working in Public Sector: With Special Reference to Jhansi District", International Journal of Science & Engineering Development Research (www.ijsdr.org), ISSN:2455-2631, Vol.8, Issue 9, page no.623 - 628, September-2023, Available :http://www.ijsdr.org/papers/IJSDR2309093.pdf |
| Downloads: | 000338720 |
| Publication Details: | Published Paper ID: IJSDR2309093 Registration ID:208612 Published In: Volume 8 Issue 9, September-2023 DOI (Digital Object Identifier): Page No: 623 - 628 Publisher: IJSDR | www.ijsdr.org ISSN Number: 2455-2631 |
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