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INTERNATIONAL JOURNAL OF SCIENTIFIC DEVELOPMENT AND RESEARCH International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2455-2631 | Impact factor: 8.15 | ESTD Year: 2016 open access , Peer-reviewed, and Refereed Journals, Impact factor 8.15 |
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| Paper Title: | FINANCIAL SCENARIO OF KARNATAKA STATE CO-OPERATIVE AGRICULTURAL AND RURAL DEVELOPMENT BANK (KSCARDB) |
| Authors Name: | Dr. Chandrashekara K N , Ashwini N |
| Unique Id: | IJSDR2402006 |
| Published In: | Volume 9 Issue 2, February-2024 |
| Abstract: | The creation of the Mysore State Co-operative Land Mortgage Bank in 1929 was a big step toward getting rid of this social problem. Until 1965, this bank gave long-term loans to farmers to pay off debt and improve their land. The name was changed to the Land Development Bank to match the new policies. With the creation of the “National Bank for Agriculture and Rural Development” (NABARD) in 1982, the “Karnataka State Cooperative Agriculture and Rural Development Bank” got a new name. It is now called the “Karnataka State Cooperative Agriculture and Rural Development Bank”. This central Co-operative Agricultural and Rural Development Bank were started by the members of the Primary Co-operative Agricultural and Rural Development Banks and a few other people. The KSCARD bank received deposits from both members and non-members. The KSCARD collects deposits every year and repays them to some of its members. It also utilises deposits to lend to needy members. The investments of the KSCARD Bank refer to investments made by the bank in nationalized banks and securities of other financial institutions. The main source of investments is deposits received from PCARDBs and other members of bank. If bank lends part of its deposits as a loan to farmers, it has less for investment purposes. The analyzing data will shows the growth of deposit and growth of investment, the economical states is increasing from year to year: the cooperative credit movement has encouraged rural people to deposit their savings in cooperative banks. The KSCARD Bank will give a lot of long term and short term to the farmers, it is one of the bank of backbone for the small business and the growth. |
| Keywords: | Agriculture Development, Rural Development, KSCARD Bank |
| Cite Article: | "FINANCIAL SCENARIO OF KARNATAKA STATE CO-OPERATIVE AGRICULTURAL AND RURAL DEVELOPMENT BANK (KSCARDB)", International Journal of Science & Engineering Development Research (www.ijsdr.org), ISSN:2455-2631, Vol.9, Issue 2, page no.40 - 44, February-2024, Available :http://www.ijsdr.org/papers/IJSDR2402006.pdf |
| Downloads: | 000338719 |
| Publication Details: | Published Paper ID: IJSDR2402006 Registration ID:209959 Published In: Volume 9 Issue 2, February-2024 DOI (Digital Object Identifier): Page No: 40 - 44 Publisher: IJSDR | www.ijsdr.org ISSN Number: 2455-2631 |
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