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INTERNATIONAL JOURNAL OF SCIENTIFIC DEVELOPMENT AND RESEARCH International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2455-2631 | Impact factor: 8.15 | ESTD Year: 2016 open access , Peer-reviewed, and Refereed Journals, Impact factor 8.15 |
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| Paper Title: | A Synthesis on Enablers of Digital Finance in Emerging Economies. Lessons from Zambia. |
| Authors Name: | Derick Ndimbwa , Abubaker Qutieshat |
| Unique Id: | IJSDR2205006 |
| Published In: | Volume 7 Issue 5, May-2022 |
| Abstract: | Using Zambia as a case study, this study conducted a brief literature review on the synthesis of facilitators of digital finance in emerging economies. The study stated what several academics have argued regarding the weather that drives the expansion of digital finance in emerging nations, such as political, legal, economic, and technical settings. An exhaustive electronic mining of peer-reviewed papers and books on Springer, Google Scholar, and ScienceDirect to locate appro-priate material on the subject matter is required for productive study. The conclusions of the re-view revealed that changes within the political, economic, legal, and technical settings have an honest and negative influence on digital finance in emerging nations. For instance, this research found that, in terms of legislative reforms, there has been a positive adoption of digital money following the passage of the National Payment Systems Act in 2007. On the financial front, digital financial inclusion innovation brings long-term financial performance benefits, such as cheaper expenses and fewer bank branches. External elements such as political, legal, economic, and tech-nological settings even have an influence on the expansion of digital finance, in step with this text. Further, it was found that exogenous elements such as political, legal, economic, and technological settings have a sway on the emergence of digital finance in emerging economies. Countries with more complex financial systems, per this study, enjoy better economic development, faster poverty reduction, and greater income equality |
| Keywords: | Digital Finance , Emerging Economies; Legal; Political, and Technology Environment. |
| Cite Article: | " A Synthesis on Enablers of Digital Finance in Emerging Economies. Lessons from Zambia.", International Journal of Science & Engineering Development Research (www.ijsdr.org), ISSN:2455-2631, Vol.7, Issue 5, page no.28 - 34, May-2022, Available :http://www.ijsdr.org/papers/IJSDR2205006.pdf |
| Downloads: | 000337061 |
| Publication Details: | Published Paper ID: IJSDR2205006 Registration ID:200309 Published In: Volume 7 Issue 5, May-2022 DOI (Digital Object Identifier): Page No: 28 - 34 Publisher: IJSDR | www.ijsdr.org ISSN Number: 2455-2631 |
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