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INTERNATIONAL JOURNAL OF SCIENTIFIC DEVELOPMENT AND RESEARCH International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2455-2631 | Impact factor: 8.15 | ESTD Year: 2016 open access , Peer-reviewed, and Refereed Journals, Impact factor 8.15 |
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| Paper Title: | ROLE OF MICRO FINANCE INSTITUTIONS IN INDIA DURING THE C.O.V.I.D.-19 PANDEMIC |
| Authors Name: | Dr. Parul Chopra , Dr. Divya Sharma |
| Unique Id: | IJSDR2306127 |
| Published In: | Volume 8 Issue 6, June-2023 |
| Abstract: | Micro Financial Institutions refer to the institutions engaged in the task of disbursal of micro credit to the poor and marginalized sections of society. M.F.I.’s at institutional level and the Self Help Groups at non institutional level have been playing a pivotal role in financial inclusion of the poor and rural India. An emergent situation like the C.O.V.I.D.-19 which created havoc in realms of life, property and business all over the world, the micro finance sector sustained not only themselves but also kept small business afloat through timely disbursal of small loans i.e. the micro credit, thereby ensuring economic stability in a huge nation like India. The research is based upon literature collected from various secondary sources like reports of committees on micro finance etc. The paper focuses on the regional extension, employee retention and returns during the period covering 2020-21 and 2021-22 that was marked by two deadly waves of the corona virus and massive lockdowns across the country. The data shows huge resilience in the micro finance sector as a whole during the pandemic with existence of intra institutional differences in returns. The paper further suggests suitable measures that can be adopted to strengthen and revitalize the position of micro finance institutions in India to ensure greater financial inclusion of the economically deprived sectors. |
| Keywords: | Micro Finance Institutions, Financial Inclusion, Marginalized Sectors, Self Help Groups, Sustenance |
| Cite Article: | "ROLE OF MICRO FINANCE INSTITUTIONS IN INDIA DURING THE C.O.V.I.D.-19 PANDEMIC", International Journal of Science & Engineering Development Research (www.ijsdr.org), ISSN:2455-2631, Vol.8, Issue 6, page no.891 - 894, June-2023, Available :http://www.ijsdr.org/papers/IJSDR2306127.pdf |
| Downloads: | 000337350 |
| Publication Details: | Published Paper ID: IJSDR2306127 Registration ID:207053 Published In: Volume 8 Issue 6, June-2023 DOI (Digital Object Identifier): Page No: 891 - 894 Publisher: IJSDR | www.ijsdr.org ISSN Number: 2455-2631 |
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