The Role of Artificial Intelligence in Enhancing Financial Decision-Making Processes: A Comprehensive Analysis
ABHISHEK VAISHNAV
, Pooja Khandelwal
Keywords: Artificial Intelligence, Financial Decision-Making, Machine Learning, Risk Management, Algorithmic Trading, FinTech
Abstract
The integration of artificial intelligence (AI) into financial services has fundamentally transformed decision- making processes across the industry, offering unprecedented accuracy, efficiency, and predictive capabilities. This paper examines the multifaceted role of AI in enhancing financial decision-making through comprehensive analysis of current applications, emerging technologies, and future implications. Through systematic review of recent literature and case studies, this research explores how AI-driven tools including machine learning, deep learning, and natural language processing are revolutionizing investment strategies, risk assessment, credit scoring, algorithmic trading, and fraud detection. The findings demonstrate that while AI significantly improves predictive accuracy and operational efficiency, critical challenges remain in areas of transparency, ethical implications, algorithmic bias, and regulatory compliance. This study contributes to the growing body of knowledge on AI in finance by providing a balanced examination of opportunities and challenges, offering insights for practitioners, policymakers, and researchers navigating the evolving landscape of AI-driven financial services.
"The Role of Artificial Intelligence in Enhancing Financial Decision-Making Processes: A Comprehensive Analysis", IJSDR - International Journal of Scientific Development and Research (www.IJSDR.org), ISSN:2455-2631, Vol.10, Issue 9, page no.a520-a531, September-2025, Available :https://ijsdr.org/papers/IJSDR2509063.pdf
Volume 10
Issue 9,
September-2025
Pages : a520-a531
Paper Reg. ID: IJSDR_304902
Published Paper Id: IJSDR2509063
Downloads: 000102
Research Area: Management All
Country: LAKHOLI RAJNANDGAON, Chhattisgarh, India
ISSN: 2455-2631 | IMPACT FACTOR: 9.15 Calculated By Google Scholar | ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 9.15 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publisher: IJSDR(IJ Publication) Janvi Wave
